Sell a Fire Damaged House in Idaho

Can I sell my fire-damaged house in Idaho? That’s the question that many homeowners ask themselves after their homes have been damaged by a fire. It may seem like it’s impossible to sell your home, but with some effort and patience, you’ll be able to find someone willing to buy your property at an affordable price. 

In this blog post, we will discuss how to sell a fire-damaged house in Idaho. We’ll talk about whether or not you should repair the damage before trying to sell it. We’ll also discuss when would be the best time of year to try and sell. Finally, we’ll cover some options on who can buy your home: as-is for cash, an investor, or listing it on the real estate market. So let’s get started!

interior of a fire damaged house

Fire Damaged House Market Information

If you’re considering selling a fire-damaged house in Idaho, it is important that you understand the market for this type of home. The demand for fire-damaged homes is typically very sluggish. There are many things to consider when trying to sell this type of home, including if there are any other properties on the market like yours. With there being so little demand, it could be challenging to sell your property without making major repairs or improvements before listing it for sale.

However, it may not be worth repairing your damaged home if you need to resell it soon. It’s best to wait until the marketplace has rebounded before committing money and time into fixing up, or even repairing, your fire-damaged property. But, if you need to sell your home right away, another option would be to sell your house as-is- which we’ll cover more later in this article.

Should You Sell a Fire Damaged House in Idaho?

That is totally up to you! Sometimes there are unpleasant memories associated with a home that was damaged by a fire, making it impossible to want to move back. But if you’re concerned that you won’t be able to sell your home, that is not the case. You can and should sell a fire-damaged house in Idaho if you want to.

The good news is if the home is insured, the insurance company will handle most of the repairs. They will pay for damages to the exterior surfaces of the building, wallboard, ceilings, floors, and even your roofing system. However, be aware that not all insurance companies are alike. The terms of your policy will dictate whether you are reimbursed at replacement value—where you’re paid what it costs to replace the lost item with a comparable piece—or at actual cash value, which is the value the used item is worth now, or its depreciated value. Also, your homeowner’s policy may place limits on what the insurer will reimburse for certain items. For example, there might be a $1,000 limit for reimbursement of electronics. If you had a lot of electronics that were destroyed in the fire, the fire damage insurance might cover the true costs of replacing them.

Just make sure to save all your receipts for replacing items or fire restoration because the insurance company might ask to see these receipts to validate your claim.

Which brings up another great question: should you repair a fire-damaged house?

Should You Repair a Fire Damaged House?

Some people want to repair their damaged house before selling it, while some choose not to fix their fire-damaged home before listing it for sale. If you decide to improve your home before selling it, make sure you know what to expect from a fire damage restoration and how long the process can take to complete. 

Although selling as-is is another option. So if you want to sell a house as-is without making any repairs, ideally, you’ll want to find one of the companies that buy houses Nampa, Boise, Star, or Eagle, to purchase your home. By selling your house to a “Buy my house Boise” company, you’ll be able to sell your house in its current condition without making any costly repairs and avoid expensive realtor commissions too. They also know how to handle repairs, major or minor, so you won’t have to go through months of renovations.

Sell a Fire Damaged House As Is or Repair?

Should you fix or sell a house as-is? That is entirely up to you! If you do make repairs to your home and fix the fire damage, you will increase your pool of potential buyers and more than likely get market value for your home. That doesn’t go without saying; this could take months to complete all the repairs and get the house into a liveable condition once again. While those repairs are being made, where will you live? Do you have months to wait to buy your next home?

This is when selling as-is may be a better option. You won’t have to deal with months of renovations and sad memories. You’ll be able to sell your house quickly and start fresh in a new home.

Minor and Major Repairs

If you do end up wanting to repair your home before selling it, then you might be wondering what repairs are worth spending money on. The first thing that needs to be done is to ensure the electrical system doesn’t need any work. If there was a big fire in your home, it could have caused damage to the wiring, which can cause serious problems for future buyers if not fixed properly. You want to make sure that the wiring is all clear and up to code.

Next, you want to take care of any structural issues with your home. For example, if there was a fire in your house, then it’s possible for some parts of your foundation or even flooring to be damaged as well. You don’t want these problems sticking around after a potential buyer looks at your home. Taking care of these problems early will help you get more money in the long run and keep people from walking away from buying your house because it’s a hassle to deal with all of this stuff later on.

When to Sell a Fire Damaged House

The best time to sell a fire-damaged house is when the market is strong, and there are more people in need of homes in the area. A home in good condition will be snatched up very quickly, and it may not be in your best interest to sell in a market like that. It would be wiser to wait for a slower time of year before listing your home.

Unless you make all the renovations to your home and repair the fire damage, then you should be able to list whenever you’re ready. But if you’re trying to sell your house as-is, you may want to wait until inventory is low, which makes buyers less picky.

Selling a Fire Damaged House As Is

In your particular situation, you may want to look into the option of selling a fire-damaged house as-is. This may be a good option if you want to sell your home quickly and avoid the hassle of restoring your fire-damaged home. Selling a damaged house, even selling an ugly house can be challenging and expensive, but if you were to sell the property as-is, you don’t have to deal with the stress or hassle. 

But listing your house as-is with a realtor could mean months of uncertainty and then paying hefty agent fees once it does sell, which doesn’t sound ideal. 

So you might want to consider these other options:

couple Selling to a Cash Home Buyer

Selling to a Cash Home Buyer

Selling to cash home buyers in Idaho would be a good idea in your situation. A cash home buyer is one who buys houses quickly and without the hassle of qualifying for traditional financing options. Sellers can bypass the hassles and expense of repairing or upkeep, skipping the process of listing the property with a realtor, dealing with months of uncertainty, and then paying costly agent fees once it does sell. The seller benefits by receiving an all-cash offer and by having the ability to sell on their timeline, whether that be as soon as 7-days or longer.

Selling to an Investor

Selling to an investor might be a good idea in your situation. An investor is someone who buys homes, fixes them up, and either lives in the house themselves or rents it out to tenants. If selling to an investor piques your interest, ideally, try to work with someone local to your area and you feel that you can trust.

If you are looking to sell your house quickly, fixer-upper investors may be another great option.

Final Thoughts

In summary, the best options for selling a fire-damaged house in Idaho are to sell it as is or to work with an investor. Selling your property quickly to a cash home buyer may be another good option if you want to avoid months of uncertainty after listing with a realtor. If you’re looking for more information about selling damaged properties, please call or text us at (208) 999-3396! We have years of experience helping sellers sell their homes quickly without any hassle.  

If this topic interests you, feel free to explore our website, where we offer additional resources such as blog posts that can help inform how homeowners make decisions when dealing with damage-related problems like termite damage, selling a hoarder house, and much more! 


Kevin is a real estate investor dedicated to helping homeowners sell their properties quickly and without the stress and hassle of a traditional listing.

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